Bradley Realty LLC

Earning Your Trust | Gaining Your Business

Moving

 

Does Moving Up Make Sense? 

These questions will help you decide whether you’re ready for a home that’s larger or in a more desirable location. If you answer yes to most of the questions, it’s a sign that you may be ready to move. 

1. Have you built substantial equity in your current home? Look at your annual mortgage statement or call your lender to find out. Usually, you don’t build up much equity in the first few years of your mortgage, as monthly payments are mostly interest, but if you’ve owned your home for five or more years, you may have significant, unrealized gains.

2. Has your income or financial situation improved? If you’re making more money, you may be able to afford higher mortgage payments and cover the costs of moving.

3. Have you outgrown your neighborhood? The neighborhood you pick for your first home might not be the same neighborhood you want to settle down in for good. For example, you may have realized that you’d like to be closer to your job or live in a better school district.

4. Are there reasons why you can’t remodel or add on? Sometimes you can create a bigger home by adding a new room or building up. But if your property isn’t large enough, your municipality doesn’t allow it, or you’re simply not interested in remodeling, then moving to a bigger home may be your best option.

5. Are you comfortable moving in the current housing market? If your market is hot, your home may sell quickly and for top dollar, but the home you buy also will be more expensive. If your market is slow, finding a buyer may take longer, but you’ll have more selection and better pricing as you seek your new home.

6. Are interest rates attractive? A low rate not only helps you buy a larger home, but also makes it easier to find a buyer. 

Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS® Copyright 2008. All rights reserved

Moving Checklist for Sellers 

□ Provide the post office with your forwarding address two to four weeks ahead of the move.

□ Notify your credit card companies, magazine subscriptions, and bank of your change of address.

□ Create a list of friends, relatives, and business colleagues who need to be notified about your move.

□ Arrange to disconnect utilities and have them connected at your new home.

□ Cancel the newspaper, or change the address so it will arrive at your new home.

□ Check insurance coverage for the items you’re moving. Usually movers only cover what they pack.

□ Clean out appliances and prepare them for moving, if applicable.

□ Note the weight of the goods you’ll have moved, since long-distance moves are usually billed according to weight. Watch for movers that use excessive padding to add weight.

□ Check with your condo or co-op about any restrictions on using the elevator or particular exits for moving.

□ Have a “first open” box with the things you’ll need most, such as toilet paper, soap, trash bags, scissors, hammer, screwdriver, pencils and paper, cups and plates, water, snacks, and toothpaste.

Plus, if you’re moving out of town, be sure to: 

□ Get copies of medical and dental records and prescriptions for your family and your pets.

□ Get copies of children’s school records for transfer.

□ Ask friends for introductions to anyone they know in your new neighborhood.

□ Consider special car needs for pets when traveling.

□ Let a friend or relative know your route.

□ Empty your safety deposit box.

Put plants in boxes with holes for air circulation if you’re moving in cold weather.

Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS® Copyright 2008. All rights reserved  

17 Tips for Packing Like a Pro 

Moving to a new home can be stressful, to say the least. Make it easy on yourself by planning far in advance and making sure you’ve covered all the bases.

1. Plan ahead by organizing and budgeting. Develop a master “to do” list so you won’t forget something critical on moving day, and create an estimate of moving costs. (A moving calculator is available at REALTOR.com)

2. Sort and get rid of things you no longer want or need. Have a garage sale, donate to a charity, or recycle.

3. But don’t throw out everything. If your inclination is to just toss it, you’re probably right. However, it’s possible to go overboard in the heat of the moment. Ask yourself how frequently you use an item and how you’d feel if you no longer had it. That will eliminate regrets after the move.

4. Pack similar items together. Put toys with toys, kitchen utensils with kitchen utensils. It will make your life easier when it’s time to unpack.

5. Decide what, if anything, you plan to move on your own. Precious items such as family photos, valuable breakables, or must-haves during the move should probably stay with you. Don’t forget to keep a “necessities” bag with tissues, snacks, and other items you’ll need that day.

6. Remember, most movers won’t take plants. If you don’t want to leave them behind, you should plan on moving them yourself.

7. Use the right box for the item. Loose items are prone to breakage.

8. Put heavy items in small boxes so they’re easier to lift. Keep the weight of each box under 50 pounds, if possible.

9. Don’t over-pack boxes. It increases the likelihood that items inside the box will break.

10. Wrap every fragile item separately and pad bottom and sides of boxes. If necessary, purchase bubble-wrap or other packing materials from moving stores.

11. Label every box on all sides. You never know how they’ll be stacked and you don’t want to have to move other boxes aside to find out what’s there.

12. Use color-coded labels to indicate which room each item should go in. Color-code a floor plan for your new house to help movers.

13. Keep your moving documents together in a file. Include important phone numbers, driver’s name, and moving van number. Also keep your address book handy.

14. Print out a map and directions for movers. Make several copies, and highlight the route. Include your cell phone number on the map. You don’t want movers to get lost! Also make copies for friends or family who are lending a hand on moving day.

15. Back up your computer files before moving your computer. Keep the backup in a safe place, preferably at an off-site location.

16. Inspect each box and all furniture for damage as soon as it arrives. 

17. Make arrangements for small children and pets. Moving can be stressful and emotional. Kids can help organize their things and pack boxes ahead of time, but, if possible, it might be best to spare them from the moving-day madness.

 


About Kim

I truly love my career in real estate. It gives me the opportunity to serve people while earning a living. I have grown up in the Chelsea/Shelby County area and know all about the booming growth first hand. I have also worked in small family business for over 16 years so I know how challenging it can be making sound financial decisions. Working as an entrepreneur has allowed me to experience first hand the vast changes and growth throughout the county and state as well as give me much needed experience in sales, marketing, and communication with others. After working on the business side of development I became interested in obtaining my sales person license and have loved it ever since. Serving the community in real estate since 2006 I have now earned my Broker’s License. I look forward to earning YOUR business!

Testimonials

“My home buying experience, which was very limited, turned out to be a most pleasant experience and that was due to Kim. She has the knowledge you need and the caring attitude that makes all the difference. Knowledge can be obtained, but the care is that extra ingredient that she brings to her clients. She doesn’t just stop at the time of sale, she keeps up and offers her help with problems that might arise after the sale. I wouldn’t use anyone else should I need to make a change and I would recommend her to anyone seeking a competent caring realtor.”--Cande Maxie

“Working with Kim is a pleasure. She is good at what she does and will go the extra mile to make sure a transaction goes as smoothly as possible. She takes care of things you don’t even think about.” –L. McGhee

“Kim Bradley is the best realtor I have ever worked with. I have bought and sold many homes over time, and never have I experienced such a feeling of trust, knowing that the professional I was working with had my very best interest at heart throughout the process. I would highly recommend Miss Bradley without reservation. She is dependable, trustworthy and a pleasure to do business with.” –Katrina Wolf

“We couldn’t imagine having gone through the process of buying our first home with anyone other than Kim as our Realtor. We never once felt pressured or overwhelmed, and she always took the time to explain everything in detail for us. She really went above and beyond to make sure we were comfortable with our
decision. Kim truly has a servant’s heart, and we feel blessed to not only have her as our Realtor, but also as our friend.” — J. & E. Watkins

“Last year Kim was my real estate agent for the second time. I liked working with her so much when I bought my first house that I used her again when I upgraded :) She devotes herself to her clients and is great to have on your side. Top qualities: Great Results, Personable, High Integrity” J.S. Adams